Getting into your first house is a scary deal for most of us. terms we don’t understand, contracts written in legalese that we cant figure out…and lets not even talk about financing guidelines. Some people wont buy a home just out of the fear of the unknown. For most people buying a home is the [...]

If you live in California or Florida, its is definitely harder to qualify for mortgage loans in these areas than other areas that have been less affected by the housing slump. The same no money down deals that used to be so popular in these states are now gone. In their place, you will find [...]

There’s no question that credit resources have tightened across the United States and abroad. The subprime loan mess has left huge echoes of dismay from lenders that make it much harder to qualify for a mortgage from any mortgage company. Whereas, in the past, you could be relatively certain of getting into a home (even [...]