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Decades

The Risks of Refinancing

Refinancing your mortgage is a great way to achieve lower interest rates, build equity, and get some much needed cash. There are a number of benefits for those that go through with refinancing but much like a double edged sword, refinancing can cut deeply, usually into the wallet.
It is said that to make money [...]

Scoring a Low Mortgage Rate

Todays mortgage rates are at historically low levels. So, scoring a low mortgage rate when compared to other decades in recent history is not hard. The trouble comes in when you are trying to get the average low mortgage rate and your credit or finances keep lenders from offering you the going rate. Or, it [...]

Playing Mortgage Rate Roulette

Mortgage rates are rising due to more demand for mortgage products. Even though the Federal Reserve has tried to influence the home mortgage industry by leveraging the discount points charged to lenders, its not a one-to-one relationship. Mortgage rates are more susceptible to supply and demand of the actual mortgage products and competition between lenders, [...]