According to the policies of the Veterans Administration, legally married spouses of those veterans who meet the qualifying provisions of the VA can be recognized as co-signors on VA home loans and include their income as well. These loans can be guaranteed in every way like others accepted by the VA.

Also, VA has provisions that deal with join loan ventures. These guidelines allow multiple veterans to purchase the home together. Furthermore, if more than one eligible veteran is involved in the application for financing, the VA will divide the entitlement charges between each party. These loans receive the full privileges of any VA guaranteed loan.

Another provision at least will allow a non-veteran to co-sign on a mortgage while not affording full guaranty status for the loan. In this case, the VA Guarantee provides for only a portion of the loan that is the veteran’s part or interest in the property.